Bringing secure digital identity and payment tools to more people

Establishing trust is essential for today’s digital economy. That’s why we’ve evolved Google Wallet into a secure digital home for payment credentials, IDs, receipts, loyalty passes and more. Wallet gives consumers control over their data while enabling seamless, secure transactions. And today at Money 20/20 Europe, we’re announcing updates that make Wallet even more accessible and useful for consumers and retailers.

Expanding privacy-preserving features

Digital IDs in Google Wallet allow consumers to prove their age and identity in a safe and secure way, and we’re bringing this capability to more people. Following our recent digital ID launches in Brazil, India, Taiwan and the U.K., we’re now planning to bring ID passes to select European Union member states this summer.

We’re expanding in other ways, too, working with trusted private issuers to support digital age credentials, starting with Sparkasse Bank in Europe. We’re now giving Sparkasse customers an easy and secure way to prove their age in Google Wallet, so they can show they meet age requirements without revealing personal information, such as their name, address or date of birth. This helps ensure companies engage with customers in age-appropriate ways while keeping sensitive user information private. We’ll bring this capability to more issuers and customers in the future.

Streamlining a secure checkout experience

Every day, people pay online with the GPay button and use autofill for easy checkout. Today, we’re giving them another secure way to pay with the new Google Pay direct checkout, a streamlined experience that brings payment options from a customer’s Google Wallet right to a retailer’s checkout page. Google Pay direct checkout gives shoppers convenience and peace of mind while providing brands with a turnkey checkout solution. It’s available today for select merchants that use Airwallex and will soon be available to those that use Adyen. We plan to scale this capability with partners worldwide.

When shopping on many European sites, consumers are often subjected to complex security processes after they click “Place order.” These require extra steps, such as entering a one-time passcode or validating their identity on another site. But security shouldn’t come at the cost of convenience. Our updated Secure Payment Authentication (SPA) feature streamlines those steps, while getting an even higher level of security. It helps businesses meet regulatory requirements without breaking the shopper's flow. Our testing found that the SPA feature decreased authentication time by 50% and increased conversions by 3%. We’ll roll out this solution with Visa, Checkout.com, Autopay and Adyen in the U.K. and Poland in the coming months.

By delivering secure identity and payment tools, we’re empowering our partners to build trusted, easy commerce experiences that their customers love.